I received an email, this morning, from a buyer who has been searching for mobile homes online. He asked me a question that I’m asked every week, so I thought I would share the answer I gave him, here.
He asked whether or not a specific home he found on the MLS was on a 433A permanent foundation. (If you don’t know what a permanent foundation is, watch the video above. You will need to know, if you are buying a mobile home and getting a mobile home loan).
Here was my answer to this buyer. As a rule of thumb, if a manufactured home was built in 2000 or later, it probably is on a 433A foundation.
If it was built before 2000, then it probably is not on a 433A foundation.
Because having a 433A foundation is a huge selling benefit, if an older mobile home has one, then the listing agent will almost always put it on the MLS, in the public remarks section, for buyers to see.
Buyers are required, by mobile home lenders, to pay to have a 433A permanent foundation installed, in order to get this type of loan. The installation and 433A certification, typical costs $3,000 – $4,000, here in the desert.
So, just assume that 99% of mobile homes in the desert, built before 2000, DO NOT have 433A foundations. Even when they do, the seller often does not even know or remember, so buyers don’t find out until they are in escrow and the Title company does a search.
Click the link below to search mobile and manufactured homes for sale in each desert city and community. Then, contact me to see any of these homes in person: email@example.com or 760-600-6152